Tennessee PreLicensing Requirements 

Individual Resident Producer Requirements

To qualify for a resident Tennessee state insurance producer license, the applicant must satisfy the following requirements:

• Be 18 years of age or older
• Be a resident of the state of Tennessee
• Be competent, trustworthy, financially responsible, and have a good business reputation
• Complete an approved prelicensing course of study (see prelicense requirements below)
• Pass a written examination and file a license application
• Submit a set of fingerprints

PreLicense Education Requirements (PLE)

Applicants must complete prelicense education (PLE) for each major line of authority (LOA), as follows:

• 20-hours Tennessee Life Insurance
• 20-hours Tennessee Accident and Health Insurance
• 20-hours Tennessee Property Insurance
• 20-hours Tennessee Casualty Insurance

State Candidate Handbook

Before making an exam reservation Applicants should thoroughly review the State of Tennessee Insurance Candidate Handbook which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

Per Tennessee PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.

PLE Course Exam

• Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
• Exam Proctor Requirements:  The PLE final exam does not require a proctor.

Certificate of Completion

PreLicense.com provides online, printable certificates of completion in Tennessee.  An applicant must meet Tennessee’s PLE requirements before a certificate of completion is issued.  You must take your certificate of completion with you to the exam site on the day of your examination.  Certificates of completion are valid for 6 months from the completion date.

State Reporting Requirements 

Currently, Tennessee Department of Commerce and Insurance does not require PLE course completions to be reported to the state.

State Licensing Exam

Methods of Registration

• Register Online: Click here to register for the state licensing exam online (must register at least 24 hours in advance)
• Register by Phone: 800-274-4957 (must register at least 24 hours in advance)
• On-site registration is not allowed

Materials Needed to Present at Exam Site

• Candidates must present two (2) forms of current signature identification. The primary identification must be government-issued and photo-bearing with a signature and the secondary identification must contain a valid signature. Identification must be in English.
• Exam confirmation number (issued upon scheduling the exam).
• Failing score report if retaking an exam
• Prelicense course certificate of completion

Testing Sites, Fees, and Schedules

• Testing Sites: Click here to view a list of testing centers in Tennessee
• Exams and Fees: A list of Insurance License Exams and exam fees can be found on the back cover of the State of Tennessee Insurance Candidate Handbook .  Currently, the exam fee is $54.00.

State Exam Passing Score

Applicants must pass the state licensing exam with a 70% or higher to file a license application.

Exam Retakes

Pursuant to Tennessee rules, applicants who fail an examination must wait at least 30 days before retaking the examination.  If you have not successfully passed the examination within 6 months of the first attempt you will be required to retake a pre-licensing education course.

License Application Process

Ways to Apply

• Apply Online: Click here to submit your license application online.  Please note you must wait at least 48 hours after taking the examination to file your license application electronically.
• Apply by Paper:  Click here to download the Uniform Application for Individual Producer License

Materials Needed to Apply

• Uniform License application (if applying by paper)
• Appropriate license application fees
• Fingerprinting

Fingerprinting Process

Resident applicants are required to submit fingerprints through L-1 Enrollment Services for a background check.

• Register Online: Click here to register online
• Register by Phone: 855-226-2937.

Please click here for complete instructions regarding the fingerprint requirement.  The instructions include specific login information you will need to register online.

New Resident Producer Requirements

New residents who still hold an active license in their previous home state may not be required to complete prelicense education or take an examination as long as they meet the following requirements:

• Currently licensed in former home state and make application to Tennessee within 90 days of cancellation of former home state license
• Left previous home state in good standing

License Application Process

Ways to Apply

• Apply Online: Click here to submit your license application online.
• Apply by Paper:  Click here to download the Uniform Application for Individual Producer License

Materials Needed to Apply

• Uniform License application (if applying by paper)
• Appropriate license application fees
• Letter of Clearance from previous home state (if not listed on the National Producer Database)

Fingerprinting Process

Fingerprints are not required unless the candidate takes a Tennessee Insurance examination.

Nonresident Producer Requirements

Nonresident license candidates may obtain a Tennessee agent license, without having to complete the prelicense education requirement or take a license examination, as long as they are currently licensed as a resident and in good standing in their home state.

License Application Process

Ways to Apply

• Apply Online: Click here to submit your license application online.
• Apply by Paper:  Click here to download the Uniform Application for Individual Producer License

Materials Needed to Apply

• Uniform License application (if applying by paper)
• Appropriate license application fees

Fingerprinting Process

Fingerprints are not required for non-resident license candidates.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Long-Term Care:  Before selling, soliciting or negotiating LTC insurance products in Tennessee, producers must complete an initial 8-hour training course.

Purchasing state-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

TN Department of Commerce and Insurance
Insurance Division
500 James Robertson Parkway
Nashville, TN 37243
Phone:  615-741-2693
Email: ce.agent.licensing@tn.gov
Website: http://tn.gov/commerce/section/insurance

Pearson VUE
Phone:  800-274-4957
Web Site: Click here to visit the PearsonVue Website