Rhode Island PreLicensing Requirements

Individual Resident Producer Requirements

To qualify for a resident Rhode Island state insurance producer license, the applicant must satisfy the following requirements:

Be 18 years of age or older
Be a resident of the state of Rhode Island
Pass a written examination and file a license application
Obtain a criminal background report

PLE Requirements

State Candidate Handbook

Before making an exam reservation Applicants should thoroughly review the State of Rhode Island Insurance Candidate Handbook which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process.

Course Delivery

Applicants must read each lesson before they can proceed to the next lesson.

Exam Requirements

Passing Score: PreLicense.com suggests students pass PreLicense.com's mastery exam with a score of 75% or higher.

Certificate of Completion

Rhode Island Department of Business Regulation does not require a PLE certificate of completion.

State Reporting Requirements

Rhode Island Department of Business Regulation does not require PLE course completions to be reported to the state.

State Licensing Exam

Methods of Registration

Register Online: Click here to register for the state licensing exam online (must register at least 24 hours in advance)
Register by Phone: (800) 274-3739 (must register at least 24 hours in advance)
On-site registration is not allowed

Materials Needed to Present at Exam Site

Candidates must present two (2) forms of current signature identification. The primary identification must be government-issued and photo-bearing with a signature and the secondary identification must contain a valid signature. Identification must be in English.
Exam confirmation number (issued upon scheduling the exam).
Failing score report if retaking an exam

Testing Sites, Fees, and Schedules

Testing Sites: Click here to view a list of testing centers in Rhode Island
Exams and Fees: A list of Insurance License Exams and exam fees can be found on the back cover of the State of Rhode Island Insurance Candidate Handbook. Currently, the exam fee is $90.00.

State Exam Passing Score

Applicants must pass the state licensing exam with a 70% or higher to file a license application.

Pursuant to Rhode Island rules, candidates who fail part one of the exam need retake only the part they failed. The entire exam must be passed within 1 year from the date of the passed part.

License Application Process

Please review the Insurance Producer Licensing Instructions for complete instructions.

Ways to Apply

Apply Online: Click here to submit your license application online.
Apply by Paper: Click here to download the Uniform Application for Individual Producer License
Click here for a current fee schedule

Materials Needed to Apply

Uniform License application
Appropriate license application fees
Copy of passed exam results
Copy of background report from the Rhode Island Attorney General’s Office

Criminal Background Report

Resident applicants are required to obtain a certified criminal background report from the Office of the Rhode Island Attorney General, which is located at 150 South Main, Providence, Rhode Island 02903. Please contact (401) 274-4400 for more information and the website address iswww.riag.state.ri.us. Important: Background reports are only valid for 30 days.

New Resident Producer Requirements

New residents who still hold an active license in their previous home state may not be required to take an examination as long as they meet the following requirements:

Licensed in a reciprocal state and applying for same lines of authority
Cancelled former home state license within 90 days of applying in Rhode Island
Provide a letter of clearance

License Application Process

Ways to Apply

Apply Online: Click here to submit your license application online.
Apply by Paper: Click here to download the Uniform Application for Individual Producer License

Materials Needed to Apply

Uniform License application
Appropriate license application fees
Copy of background report from the Rhode Island Attorney General’s Office
Letter of Clearance

Criminal Background Report

Nonresident Producer Requirements

Nonresident license candidates may obtain a Rhode Island producer license, without having to take a license examination, as long as they are currently licensed as a resident and in good standing in their home state.

License Application Process

Ways to Apply

Apply Online: Click here to submit your license application online.
Apply by Paper: Click here to download the Uniform Application for Individual Producer License
Click here for a current fee schedule

Materials Needed to Apply

Uniform License application
Appropriate license application fees

Criminal Background Report

Criminal background reports are not required for non-resident license candidates.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Annuity Training: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating such products.

Long-Term Care: Before selling, soliciting, or negotiating LTC insurance products in Rhode Island, producers must complete an initial 8-hour NAIC LTC course approved in any state.

Purchasing state-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

Rhode Island Department of Business Regulation
Division of Insurance Regulation
1511 Pontiac Avenue
Cranston, RI 02920
Phone: (401) 462-9500
Email: InsuranceInquiry@dbr.ri.gov
Web Site: http://www.dbr.state.ri.us/divisions/insurance/

Pearson VUE
Phone: 800-274-3739
Web Site: http://www.pearsonvue.com/ri/insurance/