Pennsylvania PreLicensing Requirements

Individual Resident Producer Requirements

To qualify for a resident Pennsylvania state insurance producer license, the applicant must satisfy the following requirements:

• Be 18 years of age or older
• Maintain a business or legal address in Pennsylvania
• Possess the requisite professional competence, general fitness and integrity of character
• Be able to read and write English, with or without visual or mechanical aids for the visually handicapped
• Complete an approved prelicensing course of study (see prelicense requirements below)
• Pass a written examination and file a license application

PreLicense Education Requirements (PLE)

Applicants must complete prelicense education (PLE) for each major line of authority (LOA), as follows:

• 24-hours Pennsylvania Life Insurance
• 24-hours Pennsylvania Accident & Health Insurance
• 24-hours Pennsylvania Life, Accident and Health Insurance
• 24-hours Pennsylvania Property Insurance
• 24-hours Pennsylvania Casualty Insurance
• 24-hours Pennsylvania  Property & Casualty Insurance

State Candidate Handbook

Before making an exam reservation Applicants should thoroughly review the Pennsylvania Insurance Department Licensing and Examination Information Booklet, which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

• Per Pennsylvania PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.

PLE Course Exam

• Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
• Exam Proctor Requirements:  PreLicense.com final exams must be monitored by a disinterested third party. Proctors must not serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, co-owners, or business associates; or for anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.

Certificate of Completion

PreLicense.com provides online, printable certificates of completion in Pennsylvania.  An applicant must meet Pennsylvania’s PLE requirements before a certificate of completion is issued.  Certificates of completion are valid for 1 year from the date of issue.

State Reporting Requirements 

PreLicense.com reports PLE course completions electronically to Sircon daily.  The Pennsylvania Department of Insurance charges a $5.00 per name state roster fee for course completion reports.  This state-mandated fee is included in the course price.

State Licensing Exam

Note:  PSI and the Pennsylvania Insurance Department recommend that applicants complete the required 24 hours of pre-licensing education prior to registering for the license examination.

New - Effective 7/1/15, Prometric will no longer administer the license examinations.  PSI will assume the role of examination provider. 

Please read the temporary fingeprinting process through July 31, 2015.  http://www.psionline.com/PROGRAMS/Manual%20Prints%206.30.pdf 
Methods of Registration

• Register Online: Click here to register for the state licensing exam online
• Register by Phone: 800-733-9267 
• Register by Fax:  Fax your exam registration form to 702-932-2666.

Materials Needed to Present at Exam Site

• Candidates must bring their prelicense education certificate as proof of completion of the required prelicense education requirements with them to the testing center.
• Candidates must also present a government-issued form of identification.  Identification must contain both a photo and signature.  The name of the identification must match exactly the name used to register for the exam.

Testing Sites, Fees & Schedules

• Testing Sites: Click here to view a list of testing centers in Pennsylvania
• Exams and Fees: A list of insurance license Eexams and exam fees can be found on last page of the Pennsylvania Insurance Department Licensing and Examination Information Booklet.

State Exam Passing Score

Applicants must pass the state licensing exam with a 70% or higher to file a license application.

License Application Process

Important: You must submit your license application to the Department within one year of passing the exam.

Ways to Apply

• Apply Online: Click here to submit your license application online
• Apply using printable forms: Resident applicants may apply using the Insurance Producer Resident Individual Application

Materials Needed to Apply

• Applicants who receive a passing score on the state exam will need to forward the materials listed below to the Pennsylvania Insurance Department if they do not apply online.
• Completed Insurance Producer Application
• Application fee and fingerprint fee 

Fingerprinting Process

Pennsylvania requires that all resident applicants submit fingerprints.  It is recommended that applicants submit fingerprints via Live Scan at the test center.  You will be required to provide a copy of your passing  exam score and confirmation of payment of all fees in order to be fingerprinted.  If you do not submit your fingerprints at the testing center, you will have to set up an appointment with PSI to submit your fingerprints.  You must take a receipt showing you paid the fingerprint fee and a copy of your passing exam score.  Please click here for more information regarding the fingerprint requirements.

New Resident Producer Requirements

New residents who still hold an active license in their previous home state will not be required to complete prelicense education or take the license examination as long as:

• the application is received within 90 days of their former home state license being cancelled
• the license being applied for is the same line of authority as in the previous state
• obtain a letter of clearance from your prior home state

Application Process

Ways to Apply

• Apply Online: Click here to submit your license application online
• Apply using printable forms: Resident applicants may apply using the Insurance Producer Resident Individual Application

Materials Needed to Apply

Applicants who wish to receive a resident insurance license in Pennsylvania, will need to forward the materials listed below to the Pennsylvania Insurance Department.

• Completed Insurance Producer Application
• Application fee and fingerprint fee 
• Letter of clearance from previous home state

Fingerprinting Process

Pennsylvania requires that all new resident applicants submit fingerprints.  Applicants will need to set up an appointment with PSI to submit fingerprints.  Applicants must also bring the online confirmation page from Sircon and documentation showing that they are exempt from the examination, such as a copy of the clearance letter from their previous home state.  Please click here for more information regarding the fingerprint requirements.

Nonresident Producer Requirements

Nonresident license candidates may obtain a Pennsylvania agent license, without having to complete the prelicense education requirement as long as they are currently licensed as a resident and in good standing in their home state.  In addition, nonresident license candidates are exempt from an examination if the applicant’s home state grants a waiver of examination to Pennsylvania resident license producers.

Application Process

Ways to Apply

• Apply Online: Click here to submit your license application online.
• Please click here for more information, including fees.

Fingerprinting Process

There are no fingerprint requirements for non-resident applicants if they are applying under reciprocity (i.e. no prelicense education and no examination requirement.)   Otherwise, if applicants are applying and do not qualify for non-resident licensing reciprocity, they will have to meet the same fingerprint requirements as residents outlined above.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Long-Term Care: All producers licensed must complete an initial 8-hour training course on long-term care products prior to selling, soliciting, or negotiating such products.

Purchasing State-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

Pennsylvania Insurance Department
Bureau of Licensing and Enforcement
1209 Strawberry Square
Harrisburg, PA  17120
Phone: 717-787-3840
Email: ra-in-producer@state.pa.us
Website:  Click here to visit the Pennsylvania Insurance Department Website

PSI Exams
Phone:  800-733-9267
Web Site  www.psiexams.com