Oregon PreLicensing Requirements 

Individual Resident Producer Requirements

To qualify for a resident Oregon state insurance producer license, the applicant must satisfy the following requirements:

• Be 18 years of age or older
• Be a resident of Oregon or have principal place of business in Oregon
• Complete an approved prelicensing course of study (see prelicense requirements below)
• Submit fingerprints
• Pass an examination and file a license application

PreLicense Education Requirements (PLE)

Applicants must complete prelicense education (PLE) for each major line of authority (LOA), as follows:

• 20-hours Oregon Life Insurance
• 20-hours Oregon Accident & Health Insurance
• 40-hours Oregon Life, Accident & Health Insurance
• 20-hours Oregon Property Insurance
• 20-hours Oregon Casualty Insurance
• 40-hours Oregon Property & Casualty Insurance

State Candidate Handbook

Before making an exam reservation Applicants should thoroughly review the State of Oregon Candidate Information Bulletin, which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

• Prelicense education providers are required to record the actual time the applicant spends in the course and not allow access to the certificate of completion until the applicant's time equals the number of required hours for the LOA.
• Applicants must read each lesson and pass the end-of-chapter quizzes with a 70% or higher to proceed to the next lesson.

PLE Course Exam

• Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
• Exam Proctor Requirements:  PreLicense.com final exams are not monitored.

Certificate of Completion

PreLicense.com provides online, printable certificates of completion in Oregon.  An applicant must meet Oregon’s PLE requirements before a certificate of completion is issued. Certificates are valid for one year.

State Reporting Requirements

Currently, Oregon Insurance Division does not required PLE course completions to be reported to the state.

State Licensing Exam

Important:  Per the PSI Candidate Handbook, you are required to have, in your possession, a valid school Certificate of Completion before contacting PSI to register and schedule for an examination.

Please note the school code for Prelicense.com is 4060.

Methods of Registration

• Register Online: Click here to register for the state licensing exam online
• Register by Phone: (800) 733-9267
• On-site registration is not allowed

Materials Needed to Present at Exam Site

• Candidates must present 2 forms of identification.  One must be government  issued which bears your signature and photo.  The second form of identification must have your signature and preprinted legal name.  All identification must match the name that you provided at registration.
• PLE course completion certificate

Testing Sites, Fees & Schedules

• Testing Sites: Click here to view testing centers in Oregon or refer to the State of Oregon Candidate Information Bulletin for a list of testing sites.
• Exams and Fees: A list of Insurance License Exams and exam fees can be found in the State of Oregon Candidate Information Bulletin.

State Exam Passing Score

Applicants must pass the state licensing exam with a 70% or higher to file a license application.

Candidates who must retake the examination can do so on an unlimited basis as long as the certificate of completion is still valid.

License Application Process

Ways to Apply

• Apply Online: Click here to submit your license application online –http://www.nipr.com/index.htm

Fingerprinting Process

Oregon Insurance Division requires resident license candidates to submit fingerprints for conducting a state and national fingerprint-based criminal history record. Candidates will be electronically fingerprinted at the PSI testing center on the day of the exam.  Fingerprints will be forwarded electronically to the appropriate review agencies.  Candidates will pay the fingerprint processing fee, $62.25, at the test site on the day of testing.  Fingerprinting is not required for resident licensees adding a line of authority to an existing license.  Click here for link to PSI locations offering fingerprint services.

New Resident Producer Requirements

New residents do not need to complete any PLE education or examination requirements as long as they are:

• Applying for the same lines authority as previous home state license and
• The license application is received no more than 90 days after the cancellation of previous home state license and establishment of Oregon residency

Note:  For producers who apply for a resident license more than 90 days after establishing legal residence in Oregon, appropriate exams are required.  PLE training is required for applicants who have less than 3 years of product experience in the lines applied for.

Application Process

Ways to Apply

• Apply Online: Click here to submit your license application online –http://www.nipr.com/index.htm

Fingerprinting Process

Oregon Insurance Division requires resident license candidates to submit fingerprints for conducting a state and national fingerprint-based criminal history record. Candidates will be electronically fingerprinted at the PSI testing center on the day of the exam.  Fingerprints will be forwarded electronically to the appropriate review agencies.  Candidates will pay the fingerprint processing fee, $62.25, at the test site on the day of testing.  Fingerprinting is not required for resident licensees adding a line of authority to an existing license.  Click here for link to PSI locations offering fingerprint services.

Nonresident Producer Requirements

Nonresident license candidates may obtain a Oregon producer license, without having to complete the prelicense education requirement as long as they are currently licensed as a resident and in good standing in their home state and hold an equivalent license for same line of authority.

Application Process

Ways to Apply

Apply Online: Click here to submit your license application online – http://www.nipr.com/index.htm

Materials Needed to Apply

A letter of certification also is required if the producer is not listed on the NAIC Producer Database (PDB) or the license shows as inactive on PDB

Fingerprinting Process

There are no fingerprint requirements for nonresidents in Oregon.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Annuity Training: :  All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating such products.

Long-Term Care: Before selling, soliciting, or negotiating LTC insurance products in Oregon, producers must complete an initial 8-hour, state-approved LTC training course.

Purchasing state-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

Oregon Insurance Division
350 Winter St NE
Salem, OR 97301-3883
Phone: 503-947-7981
Email:   web.insagent@state.or.us
Website:  http://insurance.oregon.gov/index.html

PSI
Phone:  (800) 733-9267
Web Site  http://candidate.psiexams.com/