Minnesota PreLicensing Requirements 

Individual Resident Producer Requirements

To qualify for a resident Minnesota state insurance producer license, the applicant must satisfy the following requirements:

• Be 18 years of age or older
• Complete an approved prelicensing course of study
• Pass a written examination
• File an application and submit a set of fingerprints

PreLicense Education Requirements (PLE)

Applicants must complete prelicense education (PLE) for each major line of authority (LOA), as follows:

• 20-hours Minnesota Life Insurance
• 20-hours Minnesota Accident & Health Insurance
• 20-hours Minnesota Property Insurance
• 20-hours Minnesota Casualty Insurance

State Candidate Handbook

Before making an exam reservation applicants should thoroughly review the Minnesota Department of commerce Candidate Information Bulletin  which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

• Prelicense education providers are required to record the actual time the applicant spends in the course and cannot provide a certificate of completion until the applicant’s time equals the number of required hours for the LOA and the final exam is passed with a 70% or higher.
• Applicants must pass quizzes at the end each lesson with a 70% or higher to proceed on to the next lesson.

PLE Course Exam

• Passing Score:  Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.

Exam Proctor Requirements:  Important: PreLicense.com final exams must be monitored by a disinterested third party. (A disinterested third party, with a minimum age of 18 years old, who can be any person except for family members or individuals who have a financial interest in the student's success of the exam. Co-worker proctors must not be above or below in the student's line of supervision.)

Certificate of Completion

PreLicense.com provides online, printable certificates of completion in Minnesota.  An applicant must meet the course delivery requirements before a certificate of completion is issued.

State Reporting Requirements 

Prelicense.com reports PLE course completions electronically to Sircon daily.

State Licensing Exam

Methods of Registration

Important:  Provider is listed as WebCE Inc DBA Prelicense.com with PSI Services.

• Register Online:  Candidates must register for the Minneosta state licensing exam online through PSI Services.
• Register by Phone: 800-733-9267
• Register by Fax:  Fax registration form to PSI at 702-932-2666.
• On-site registration is not allowed

Materials Needed to Present at Exam Site

• Candidates must present 2 forms of identification.  One must be government issued, such as a deliver’s license, state identification card, passport, or military identification card which bears the applicant’s signature and photograph.  The second ID must have a signature and preprinted legal name.  All identification must match the name of the registration form.
• Proof of prelicensing education (certificate of completion)

Exams and Testing Sites

• Testing Sites: Click here to view a list of testing centers in Minnesota
• Insurance License Exams: Click here to view a list of Minnesota insurance license exams.  Click on the corresponding exam you wish to take to view.

State Exam Passing Score

Applicants will receive their exam results immediately after the examination.  Applicants must pass the state licensing exam with a 70% or higher to file a license application.  Examination results are valid for 3 years from the date of the examination.

Exam Retakes

Candidates must wait at least one day to schedule a retake examination.  For a retake examination candidates must bring proof of prelicensing education and/or the failing score report.

License Application Process

Ways to Apply

Apply Online: Complete the producer license application online at Sircon Licensing.

Fingerprinting Process

It is strongly recommended that candidates be electronically fingerprinted at one of PSI Minnesota sites during regular testing hours on the day of the examination.  Failure to get fingerprinted on the day of the license examination may result in the delay of the licensing process.  Click here for fingerprint locations and fees.

New Resident Producer Requirements

The comissioner may waive all or part of requirement for prelicense education and examination for individuals in other jurisdictions if a reciprocal licensing agreement is in effect, the individual is currently licensed in that jurisdiction and the licensing requirements of that jurisdiction are substantially similar to Minnesota.  Please contact the MN Department of Commerce and Insurance for more information.

Application Process

Ways to Apply

• Apply Online: Complete the producer license application online at Sircon Licensing.

Fingerprinting Process

It is strongly recommended that candidates be electronically fingerprinted at one of PSI Minnesota sites during regular testing hours on the day of the examination. Failure to get fingerprinted on the day of the license examination may result in the delay of the licensing process. Click here for fingerprint locations and fees.

Nonresident Producer Requirements

Nonresident license candidates may obtain a Minnesota producer license, without having to complete the prelicense education requirement or take a license examination, as long as they currently hold an active resident license of a similar type and are in good standing in their home state.

Application Process

Ways to Apply

• Apply Online:   Nonresidents should submit an application along with appropriate fee atwww.sircon.com/minnesota.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Annuity Training: Before selling annuities in Minnesota, producers must complete a one time 4-hour, state-approved annuity training course.

Long-Term Care:  Before selling LTC insurance products in Minnesota, producers must complete an initial 8-hour, state-approved LTC training course.

Purchasing State-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

Minnesota Department of Commerce and Insurance 
Insurance Division
85 7th Place East, Ste. 500
St. Paul, MN 55101
Telephone: (651) 539-1500
Web site: http://mn.gov/commerce/insurance/

PSI Services, LLC
(877) 392-6422
www.psiexams.com