Alabama PreLicensing Requirements 

Individual Resident Producer Requirements

To qualify for a resident Alabama state insurance producer license, the applicant must satisfy the following requirements:

• Be 18 years of age or older
• Maintain a principal place of residence or a principal place of business in Alabama
• Not have committed any act that is a ground for denial, suspension or revocation of a license
• Complete an approved prelicensing course of study (see prelicense requirements below)
• Pass a written examination
• File a license application
• Submit a set of fingerprints

PreLicense Education Requirements (PLE)

Applicants must complete prelicense education (PLE) for each major line of authority (LOA), as follows:

• 20-hours Alabama Life Insurance
• 20-hours Alabama Accident and Health Insurance
• 40-hours Alabama Life, Accident and Health Insurance
• 20-hours Alabama Property Insurance
• 20-hours Alabama Casualty Insurance
• 40-hours Alabama Property & Casualty Insurance

State Candidate Handbook

Before making an exam reservation Applicants should thoroughly review the Alabama Department of Insurance licensing examination instructions and the exam content outlines which contains important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

• Per Alabama PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.

PLE Course Exam

• Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
• Exam Proctor Requirements:  PreLicense.com final exams do not require a proctor.

Certificate of Completion 

Upon completing the PreLicense.com course, a certificate of completion will be mailed to the applicant’s address on file within 2 business days.  An applicant must meet Alabama’s PLE requirements before a certificate of completion is issued. Certificates of completion are valid for one year from date issued.

IMPORTANT:  You must bring your certificate of completion with you when you arrive at the test center to take the exam.  The test center will accept a copy only if the notary stamp and signatures are legible by the proctor.

State Reporting Requirements

Currently, Alabama Department of Insurance does not require PLE course completions to be reported to the state.

State Licensing Exam

Note:  You may, but it is advised by the Alabama Department of Insurance, that you do not register for the state exam until AFTER completing your pre-license course.  You must have your certificate in hand in order to sit for the state exam.

The Alabama Department of Insurance has teamed up with The University of Alabama College of Continuing Studies to administer the state licensing exams.  Please review important informationhere regarding the examination procedures.

Methods of Registration

• Click here to Register Online (must register 5 week-days in advance):  Click here to view the available test sites, times and dates.
• Registration by phone (must register 7 days in advance):  205-348-0633. Click here for additional instructions.
• Registration by fax (must register 7 days in advance or 14 days if paying by money order):  205-348-6614.  Click here for more instructions.
• On-site registration is not allowed.

Materials Needed to Present at Exam Site

• One form of identification bearing your name, photograph and signature.  Acceptable forms of identification include driver’s license, passport, military ID, company ID.  Social Security cards, marriage licenses and credit cards will not be accepted.  The name on the identification must match the name you used to register.
• PLE certificate of completion

Schedules & Fees

Click here to find a list of license exam fees and testing centers.  Currently, the exam registration fee is $50.00.

State Exam Passing Score

Applicants must pass the state licensing exam with a 70% or higher to file a license application.

Exam Retakes

If you do not pass on the first attempt, you may retake the exam without a mandatory waiting period.  If you do not pass on the second attempt, you must wait 90 days to re-test. If you do not pass on the third attempt, you may retake the exam without a mandatory waiting period.  If you do not pass on the fourth attempt, you must wait 180 days to take each subsequent exam.

License Application Process

Apply Online: Click here to submit your license application online.
Alabama is currently not accepting applications by paper.  Click here for a current fee schedule.

Materials Needed to Apply

Applicants will need to forward a copy of their pre-license course certificate to the Alabama Department of Insurance at:

Alabama Department of Insurance
P. O. Box 303351
Montgomery, AL 36130-3351

Fingerprinting Process

New - Effective April 1, 2015, all applicants seeking to become licensed or who are adding a new line of authority to an existing license must have completed a fingerprint background check.  Applicants should seek to get fingerprinted at least 10 days before applying for the license.  Instructions can be found here:  www.cogentid.com.

New Resident Producer Requirements

New residents who still hold an active license in their previous home state will not be required to complete prelicense education or take the license examination as long as:

• Provide a letter of clearance from previous home state for same line of authority
• The license being applied for is the same line of authority as in the previous state

License Application Process

Apply Online: Click here to submit your license application online.
Alabama is currently not accepting applications by paper.  Click here for a current fee schedule.

Materials Needed to Apply

New resident producer applicants will need to forward a copy of their letter of clearance from their previous home state to the Alabama Department of Insurance at:

Alabama Department of Insurance
P. O. Box 303351
Montgomery, AL 36130-3351

Fingerprinting Process

New - Effective January 1, 2015, all applicants seeking to become licensed or who are adding a new line of authority to an existing license must have completed a fingerprint background check. Applicants should seek to get fingerprinted at least 10 days before applying for the license. Instructions can be found here: www.cogentid.com.

Nonresident Producer Requirements

Nonresident license candidates may obtain an Alabama producer license, without having to complete the prelicense education requirement or take a license examination, as long as they are currently hold an active license in their resident state for the same lines of authority for which they are applying.

License Application Process

Ways to Apply

• Online NIPR Online Process: for non-resident applicants who hold any type of resident license in their home state.  Click here to apply.
• SBS Online Process:  for non-resident applicants who hold rental vehicle, legal services, dental services, credit, personal lines, and motor club lines of authority and do not hold any type of license in your home state.  Click here to apply.

Non-resident applicants are no longer required to provide certification letters from their home state.

Click here for a current fee schedule.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Long-Term Care: Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Alabama, producers must complete an initial 8-hour NAIC LTC training course approved in any state.

Purchasing State-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

Alabama Department of Insurance
201 Monroe Street, Suite 502
Montgomery, AL 36104
Phone: 334-241-4126
Fax: 334-240-3282
Email: ProducerLicensing@insurance.alabama.gov
Website: http://www.aldoi.gov/

The University of Alabama College of Continuing Studies
Phone: 205-348-0633
Email: pmdpins@bama.ua.edu